By Trent Hamm

Each and every day here on The Simple Dollar, I write about personal finance tactics (or information somehow related to that general idea). I talk about my own experiences. I share information that I’ve discovered. I review books. I answer questions from readers about their finances.

All of these articles are worthwhile reads (well, at least I think they are). They all seek to share some tactic or set of tactics that can help you get your finances on the right path.

All of the tactics in the world, however, don’t matter at all if you don’t add to them the one factor that really matters.

You have to get up and do something.

Reading about financial success won’t make you a financial success. It might explain some ways to do it and give... More...